Using Sequences & Series in Models

01Using Sequences & Series in Models

Arithmetic Models

This section covers recognising a fixed change and using an arithmetic series to model total deposits.

Recognise a fixed amount

An arithmetic model describes a quantity that changes by the same amount each time. That fixed increase or decrease is the common difference, dd.

Let unu_n be the amount for period nn, with first value aa. Use un=a+(n−1)du_n=a+(n-1)d for one period, or add the amounts using

Sn=n2(2a+(n−1)d).S_n=\frac n2\bigl(2a+(n-1)d\bigr).

Example: a year of monthly deposits

A saver makes a January deposit of £100. Each later monthly deposit is £10 larger than the preceding one, continuing through December. Calculate the total paid in during that year.

  1. The deposits form 100,110,120,130,…100,110,120,130,\ldots, so a=100a=100 and d=10d=10.
  2. January through December gives 1212 deposits, so n=12n=12.
  3. The question asks for all the deposits added together, so calculate S12S_{12}.

S12=122(2(100)+(12−1)10)=6(200+110)=1860.\begin{aligned} S_{12}&=\frac{12}{2}\bigl(2(100)+(12-1)10\bigr)\\ &=6(200+110)\\ &=1860. \end{aligned}

The total deposited is £1,860. Here a term represents a single monthly deposit, not the total paid in so far.

Exam Tip: A question about savings, salaries, commission or profits may not name a sequence method. Identify the repeated change, state aa, dd and the number of payments, then use the sum formula when the question asks for a total.

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